Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Areas of Expertise

• Healthcare Underwriting
• Benefit Plan Design
• Alternative Funding
• Payroll Services
• Human Resource Solutions

Current Position
Group benefits Agent/Broker,  including counsel for payroll, human resource services, and professional employer organizations (PEO).

Experience
Richard Duffield has held this position with Brogan, Reed, Van Gorder & Associates since 1999.  He has provided 20 years of experience assisting small to mid-size companies in managing their employee benefits and human resource needs.

Education
Richard attended Michigan State University, obtaining a Bachelors degree in Marketing in 1999.

Professional Organizations
Richard is a member of the National Association of Health Underwriters and served for three years as a past president of the local chapter Mid-Michigan Association of Health Underwriters.

Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Areas of Expertise

• HealthCare Rating & Underwriting
• Benefit Plan Design
• Alternative Funding

Current Position
Doug is an employee benefits consultant who specializes in assisting employers to provide cost effective health care solutions to their employees.

Experience
Doug Lottes has been in the employee benefits business since 1982. He has provided over 30 years of experience assisting companies of all sizes in managing their employee benefits expense.

Doug was most recently with UnitedHealthCare, the administrative service management company for Physicians Health Plan, and spent 13 years in various roles with the company. He was a Regional Vice President of Sales for six years, a Regional Vice President of Operations for five years and the CEO of West Michigan operations for two years. Doug joined Brogan, Reed, VanGorder & Associates in 2003.

Education
Doug attended Arizona State University, obtaining a Bachelors degree in Marketing.

Professional Organizations
Doug is a member of the Michigan Association of Health Underwriters.

Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Raymond Choi earns Chartered Healthcare Consultant (ChHC™) designation

Raymond Choi, Brogan Reed VanGorder and Associates has earned the Chartered Healthcare Consultant (ChHC™) professional designation from The American College, Bryn Mawr, PA.

Candidates for the ChHC™ designation must complete a minimum of six courses and 12 hours of proctored examinations.  They must also fulfill stringent experience and ethics requirements. The ChHC™ designation is considered the most comprehensive credential available for benefits specialists, healthcare consultants, and financial advisors interested in effectively providing clients with cutting-edge information.  The curriculum provides professionals with an in-depth understanding of the latest reforms in healthcare mandated by recent legislation.

Once the program is completed, a Chartered Healthcare Consultant™ can provide expert advice on a broad range of health insurance related topics including state exchanges; medical loss ratios; Early Retiree Reinsurance Programs (ERRPs); Flexible Spending Accounts (FSAs); Health Savings Accounts (HSAs); Cafeteria Plans; and more.

Ray has been serving business since entering the world of Employee Benefits in 1998.  He is a graduate of Michigan State University and also holds the Registered Health Underwriter RHU™ designation from The American College.

About The American College

The American College is the nation’s largest non-profit educational institution devoted to financial services.  Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 84 years.  The American College’s faculty represents some of the financial services industry’s foremost thought leaders.  For more information, visit TheAmericanCollege.edu.

Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

Not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.

David has been a sales agent with Ohio National Financial Services since graduating from Michigan State University College of Business, with Honors, as an Insurance major back in 1956. His father, Harold C. Brogan, also worked for Ohio National, joining the company in 1934. Dave’s three sons, Greg, Eric and Andrew joined him in the insurance industry and all are affiliated with Brogan, Reed, Van Gorder & Associates in East Lansing, Michigan.

Dave is a Life and Qualifying member (45 consecutive years) of the prestigious Million Dollar Round Table and has achieved many other industry and company awards. The top company salesman award was renamed the David H. Brogan Award in 2006 and in October of 2016, Ohio National Financial Services honored Dave on the occasion of his 60th anniversary with the company. 

Dave has served his community and industry in many leadership positions as well as having served as Chairman of the St. Lawrence Hospital Board, the Capital Region Community Foundation Board and as President of the East Lansing Board of Education. He is currently the President of the Todd Martin Development Fund, a non-profit fund that supports tennis and leadership training for Greater Lansing at-risk youth. He has also served over 50 years as an adviser to Psi Upsilon Fraternity at Michigan State University.

Mr. Brogan’s business activities involve insurance sales and service, employee benefits and retirement planning for individuals and businesses.

Dave and his wife, Patricia, reside in East Lansing, Michigan.

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 (513)794-6794

Andy is a lifetime resident of the Lansing area, residing in Okemos with his wife Carole and three children. He is a graduate of Miami University (Oxford, OH) with a degree in Business and Marketing.

Andy has been a partner of Brogan, Reed, Van Gorder & Associates since 1990, specializing in employee benefits and insurance. Andy’s 22 years in the business have given him a breadth of knowledge in these areas of expertise.

Professional Involvement

• National Association of Insurance and Financial Advisors Lansing-Board Member
• National Association of Health Underwriters-Mid Michigan- Past President
• Ohio National Financial Services-Agent Advisory Council (2005-2008)

Civic Involvement

• Rotary Club of Lansing, member (2003-present)
• Lansing Rotary Foundation, Board of Directors (2007-2010)
• Okemos Soccer Club, Board of Directors (2005-present), President (2008-2012)
• Capital Area Soccer League, Board of Directors (2007-2011)
• Okemos Athletic Boosters

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 (513)794-6794

Investment Advisory services offered through O.N. Investment Management Company

Eric is a lifetime resident of East Lansing, Michigan, residing with his wife, Joanie and their ten children.  He is a graduate of Miami University with a Bachelor of Science in finance. He also holds a Master of Business Administration in finance from Michigan State University.

Since 1992 he has been a principal of Brogan, Reed, Van Gorder & Associates, an East Lansing Insurance and Investment firm founded in 1934 specializing in employee benefits, personal, business and estate planning.

Civic Involvement

• Michigan State University Alumni Association, Chairman
• Art of Leadership Foundation, Board Member
• East Lansing Trinity Church, Board of Elders
• East Lansing Basketball Club, Coach
• East Lansing Soccer Club, Coach

Professional Involvements

• National Association of Insurance and Financial Advisors–Lansing, President
• Michigan Association of Health Underwriters, Member
• Ohio National Financial Services, Agent’s Advisory Council Member
• Society of Financial Service Professionals, Member